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Category: Investment Planning

Seven Medicare Changes You’ll See in 2025

Expensive medications? You’ll save thousands. Dementia or mental health care? More options Key takeaways Changes from Inflation Reduction Act will take effect next year. Lower out-of-pocket limit in Part D drug plans erases old “donut hole.” You may find weight loss drugs covered to treat… Read More

Five Financial Planning Secrets of Millionaires

You might be surprised: Most millionaires don’t feel rich. Instead, they have smart goals, discipline and a little help along the way.

What to expect between Election Day and the Inauguration

With the U.S. presidential election less than two weeks away, Americans may be looking forward to the end of a tumultuous political campaign season. However, if past trends are any indication, November 5 could be just the beginning.

Great savers could face a ‘tax time bomb’ in retirement, advisor says — here’s how to avoid it

              Key Points: If you’re nearing retirement with a large pre-tax 401(k) plan or individual retirement account balance, you need to a plan for managing future levies, experts say. With Required withdrawals… Read More

Do You Qualify for Social Security Spouse’s Benefits?

Social Security benefits are a crucial part of the retirement income for millions of Americans. If you don’t have enough Social Security credits to get benefits on your own work record or your own benefit is small, you… Read More

4 Insights from Fund Managers’ Recent Trip to China

At CAM, we believe in the deep dive.  And we recommend fund managers who feel the same.  We are not talking about excessive or un-necessary risk, but rather the drive and discipline to thoroughly vet investment opportunities.  American… Read More

How do stocks perform after the Fed cuts interest rates? Pretty well, actually.

The stock market has had a nice run in 2024, but investors have been nervous lately, because many are concerned that a slowing economy may tip over into an outright recession. To thwart that possibility, the Federal Reserve… Read More

What Is A Black Swan Event?

Black swan populations are small, and it is rare to come across one. The term “Black Swan” has been adopted my financial market participants to mean rare and unpredictable events, typically negative ones. Black swan events may have… Read More

The Economic Impact of Higher (and Lower) Rates

Over the last several years, many of our clients who prefer to hold significant amounts of cash for unplanned emergencies or near-term purchases–as we frequently recommend–have benefited greatly from higher interest rates.  After many years of ultra-low interest… Read More

How Elections Move Markets in 5 Charts

            How much do elections impact the stock market and portfolio returns? Should elections even matter to long-term investors in the first place? These are the questions investors and financial professionals are facing… Read More