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Category: Investment Planning

Which Tax Documents Should I Save, Which Should I Shred?

  For many, 2021 was consigned to history with the recent filing of their 2021 returns.  The only remaining question—what financial records do I need to keep and which ones can I safely shred?  The attached article seeks… Read More

3 Views on the Russia-Ukraine Conflict

  Russia’s invasion of Ukraine has been nothing short of a humanitarian disaster. The global financial and political strife that has followed pales in comparison with the hardship and loss of life perpetrated on the Ukrainian people. Yet… Read More

2022 Global Outlook

  As we ushered in 2022, much of the investment community was already preparing for a ‘new normal’.  Most agree that we will likely never eradicate COVID.  Inflation may remain elevated for some time, as the Fed fears… Read More

How Much Will the Fed Raising Interest Rates Affect You?

If the Fed begins raising interest rates next month, as it is widely expected to do, how will you be affected?  How much will you be affected?  The consensus among investors is for several rate hikes this year. … Read More

How to Avoid a Tax Bomb When Selling Your Home

Low interest rates have spiked demand for housing over the last two decades.  Sale prices have more than doubled.  But like all capital assets that have increased in value, taxing authorities look to collect when it’s time to… Read More

2022 Financial Planning Outlook: 3 Trends and Implications

As we enter what may well be a period of transition, effective planning will become increasingly important. As highlighted in the attached piece from Schwab, one of our two recommended custodians, three planning trends will likely dominate the… Read More

Why a January Market Correction Might be Good

Are market corrections healthy? In a word, “yes”. Are market pullbacks common? Very. Corrections prevent bubbles, which occur when market valuations are no longer supported by underlying earnings. Investors become speculators. When a bubble bursts, it can send… Read More

2022 Outlook: Long-Term Perspective on Markets and Economies

Over the past ten-plus years, we have witnessed unprecedented growth in equity markets, as Central Banks around the world lowered interest rates and boosted bond purchases. Rising inflation is now expected to force these bankers to curtail stimulus,… Read More

Charitable Giving and Your Financial Plan

Generosity is great. But should it be spontaneous? Rarely, if ever. Giving has two components—where you give and how your give. First, there is the legacy you want to leave, the values you want to impart to future… Read More

2022 Benefit Plan Limits & Thresholds Chart

Contribution limits to benefit plans have grown significantly over the years.  But the growth is largely the result of inflation.  Did you know that in 1986, an employee could contribute only $7,000.00 to his/her 401k plan?  What’s more,… Read More